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Insurance is not necessary when purchasing contact lenses but it can greatly reduce the out of pocket expense for the patient. It is important to realize not all eye care providers will accept all types of insurance coverage. Prior to making an appointment for an eye exam, inquire as to whether the provider accepts your insurance plan. Once you select a provider, review your coverage information carefully to determine the out of pocket expense required to purchase contact lenses. This information can be used to comparison shop for affordable contact lenses and to determine whether or not your eye care provider offers you the best possible rate on lenses.